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[Sports] - Unregulated Asian betting exchanges a threat to British racing, warns BHA

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The Tiger and the Dragon - Exploring the history of Indo-Chinese Relations

A couple of months ago I was watching an anime named Toradora when I heard a certain line
Since ancient times, the dragon has been the only beast to equal the tiger
Immediately my mind jumped not to the romantic relationship between the two main characters of the anime (whom were represented by a Tiger and a Dragon respectively) but rather towards Indo-Chinese relations. I of course wanted to the obvious thing that came to mind and try to create a shitpost "Efortpost" on Indo Chinese relations through the lens of the anime Toradora, but sadly, India isn't a tsundere and China isn't a calm, gentle giant. So said shitpost was scrapped
I did however start a draft with some actual research and with recent events, I've decided now is a great time to edumucate this sub on Indo Chinese relations.
This post will be focusing upon the problems and conflicts between India and China. Citing things on reddit is an absolute fucking pain in the ass, so citations will be sparse unless I want to link to a specific dataset, map, visual or account. I will however be able to source anything I type here on request.
Without further ado, let's jump in

The Ancient Past

India and China have had relations going back to ancient times, including trade, cultural exchange (fun fact: the guy who founded Shaolin was an Indian) and religious exchange (most notably, Buddhism). However, conflict between China and any of the various Indian entities was rare due to a small, little known mountain range known as the "Himalayas". The only notable war I know of was one between the Sikhs and the Qing in the 19th century, which the Sikhs were eager to end because of tensions with another empire, one which would be much more consequential in the modern day relations between India and China

The Lion and the Dragon

That great Empire of course was the British Empire. After the fall of the Marathas the main power in India at the time, the Sikhs remained the last major Indian power not under British control, and they too would eventually fall to the British. I could create a whole other post on the history of the British East India Company and the British Raj but that's not what we're talking about here.
India of course, while not ruling itself, was still very consequential to China in this period. The British grew opium in India, which would kick off the Opium Wars, which resulted in the national humiliation of China. Indian troops were used in both the Opium Wars as well as the Boxer Rebellion in China, as well as to guard any concessions.
But that's all in the past. What's really consequential is the borders drawn between China and the British.

The Disputes

So there's two separate border disputes between modern day India and China (you can see them on a map here) we need to discuss.
The first is a disputed area between Northeastern India, specifically Arunchal Pradesh/Tibet. Arunchal Pradesh is a state of India which is controlled by India, however, China claims that the region is a part of Southern Tibet. This conflict goes back to the McMahon Line, a border agreement to settle the border between Northeast India and Southern Tibet was signed by the British and the Tibetans in 1914. Of course, China today does not recognize Tibetan independence or autonomy, not now or ever, and claim that the Tibetan government had no right to sign such a treaty, as such, they claim the treaty is invalid. The disputed territory of Arunchal Pradesh is populated by a lot of people, almost 1.4 million as of 2011. And while it does have some problems with religious tensions between the Chrisians on one side and the Hindus and Donyi-Poloists on the other, it appears that save for a few insurgents, citizens of the state are generally happy as a part of India.
The other major conflict is to the north, near Kashmir in the region compromising Aksai Chin. The borders here are less defined. The British, who had just inherited Ladakh from the Sikhs, met with the Chinese to try to settle the border. There was no real sense of urgency, as Pangong Lake and Karakoram Pass provided good enough natural borders. But of course, just saying "let's use these two natural points as borders" is great and all, but it left a large region undefined, that region of course was Aksai Chin. Two treaties were signed by the British over the area, one with a then rebelling Xinjiang and another with some Chinese official at an embassy which either the Qing either didn't respond to or they did and accepted it? No one really knows, which sets a theme for this region.
As for who controls what on the ground here, while India and Pakistan have the Line of Control over Kashmir, India and China have the Line of Actual Control, which despite its name, is fluid and more of an idea than a fact. Yep. There's literally border disputes about where the border of the dispute of the border dispute.
To summarize, in Arunchal Pradesh, there is a permanent population and the border is somewhat more stable. No one knows what the fuck is going on in Aksai Chin

A Free TIger and a Red Dragon

On the 15th of August 1947, India would become a free nation once more. They were freed from British imperialism but would immediately be faced with many problems, including improving the conditions of the people of the nation as well as ensuring partition with Pakistan went smoothly (and when it didn't, to make sure Indian interests were secure). Ravaged by colonialism and war, India would begin a long and arduous process of nation building.
About 3 years later, the Chinese Civil War drew to a close. Mao Zedong had done it. After temporarily putting the civil war on hold to fight the imperialist Japanese, the Chinese Communists would soon resume their civil war against the Chinese Nationalists. A civil war which would effectively be over by 1950. Ravaged by colonialism and war, China would begin a long and arduous process of nation building.
The First Prime Minister of India, Nehru adopted a friendly policy towards China. China, which had concerns about Indian ambitions in Tibet, would see India stand by as China took Tibet by force. India under Nehru would pledge political non interference in Tibet.
Instead, Nehru would trade the physical buffer Tibet provided with a "psychological buffer" called the "Five Principles of Peaceful Coexistence", a treaty of cooperation with China. Nehru desired peaceful relations with China as he saw them as fellow Asian nations fighting off colonialism together. This sentiment would become popular as the slogan Hindi-Chini bhai-bhai, which roughly translates to India and China are Brothers would become popular among Indians.
However, despite Nehru's desires for a "Indian-Chinese" axis as a third power in the Cold War against the US and USSR and the insistence by Chinese officials that there were no territorial disputes between India and China, China begun to become more and more hostile towards India. This started when India accepted the Dalai Lama as a refugee in 1959, which would enrage Mao. China would proceed to invade India in 1962

The Naive Tiger and the Hungry Dragon

India was completely caught by surprise as they were still largely under the belief of Hindi-Chini bhai-bhai. The unprepared Indians were trounced by the Chinese, who advanced in both disputed regions. The Chinese would withdraw in Arunchal Pradesh but captured Aksai Chin, which the Line of Actual Control comes from.
For China, the war achieved all its military objectives but did hurt its international image.
For India meanwhile, the war was a major turning point. Nehru was roundly criticized for his diplomatic strategy of "brotherhood" with an aggressive China. Patriotism and military spending would surge and China was, and still is to this day, seen as an enemy who betrayed India's friendly attitude. Heads flew as the defense minister was blamed and forced to resign, the military leadership was shook up and India became hypervigilant on both of its borders.
In addition, the war also had some domesitc policy consequences for India. It created a sense of national unity, but racist laws were passed against Chinese Indians who might be "traitors" (these laws were only repealed recently). In addition, the Communist Party were accused of being traitors and they ended up schisming in the war.
Lastly, Pakistan would try to attack in 1965 as they thought the Sino Indian war had exposed Indian weakness. The Pakistanis were repelled and Indian pride was restored to an extent.

The Vigilant Tiger and the Greedy Dragon

After getting stabbed in the back, Taiga India had done a total 180 on their China policy. Their military had modernized and was now ever vigilant on the Chinese border, just waiting for when China attacks again.
And they did. In 1967, India and China would have a localized dispute over trenches and barbed wire. This post has gone on long enough so I won't go into too much detail, but basically, China dig trench on Indian side, India says fuck off, India builds barbed wire, China says fuck off, India says no this is our side. Repeat
On 11 September 1967, the Chinese officer came and once more told the Indians to stop laying wires. The Indians refused. The Chinese then went to their bunkers and began open fire on Indian troops with machine gun fire, as well as starting an artillery barrage on Indian positions. Three days of skirmishes followed in which the Indians managed to destroy many Chinese bunkers. With many PLA fortifications destroyed and the advance of the PLA halted in its tracks, many in India considered this a victory and India in general was greatly pleased with the improvement of their fighting forces.

The Goat and the Dragon

Look at that, it's time for our side story! China and Pakistan! What do they have in common? Well they both hate India of course. To properly understand Indo Chinese relations, it'd be a mistake to leave Pakistan out of it.
China and Pakistan had border disputes of their own in Kashmir, however, after China had successfully defeated its archrival in 1963, Pakistan would cede all disputed lands to instead ally Pakistan against India. Pakistan would come to rely on China as it's main ally against India and China would use Pakistan as a counter to India, providing political and economic aid.
China was unable to help Pakistan in Indo Pakistani war of 1971 as India deployed troops on its border with China expecting just that possibility, however China and Pakistan's relations have deepened anyways, with Pakistan leaning more and more on China as its relations with the US deteriorate and betting heavily on China's BRI to help boost its economy.
Obviously, such close relations to Pakistan would only alienate India from China even more. While previously, the only disputes between India and China were just Arunchal Pradesh and Aksai Chin, which honestly probably were solvable, as China became more and more invested in Pakistan, India and China also started to have opposing views on things like the Kashmir issue, which was much harder to overcome. Thus India's relationship to China will always include Pakistan playing a third wheel

The Tiger and Dragon Practice Restrain

In 1986, India would make Arunchal Pradesh a state. This would result in raising tensions and troops on the border
But this time, unlike the others, it was diffused. Not a single life was lost in this conflict and the Indians and Chinese would agree to mutually lessen forces on the border. A breakthrough!

The Tiger and Dragon actually make some progress

Surprise! In the 2000's they actually solved a border dispute! China recognized the Indian State of Sikkim, which was previously claimed by China, as an official part of India. Various roads and borders were opened up to increase trade.

The Tale of the Tiger and The Two Dragons

Bhutan, affectionately known as the "Thunder Dragon Empire", is a small kingdom nestled in between India and China. The nation has traditionally been a part of India but has some border disputes with China of its own.
In one of these disputed territories, China wished to build a road. In addition to the altruistic reason of wanting to protect its spherelings territorial integrity, India also wanted to protect its own. While India did not claim the region in question, if China managed to build the road, it would put the Siliguri Corridor, also known as the "Chicken Neck" at risk. Basically, a tiny strip of land which if occupied could effectively split India into two. India obviously did not want China to be able to split India into two.
China meanwhile believed that they have sovereign over the area and not Bhutan, and claim they should be allowed to do what they want on their sovereign land.
Indian and Chinese troops would gather at the border and face a tense standoff at the region, often being as the Indian media puts it "eyeball to eyeball". No shots were fired and eventually the dispute would end with the two nations deescalating and issuing conflicting claims, possibly in face saving measures. It is unclear if China agreed to halt road construction, though there have not been any further construction on the road so far. Regardless, this became a turn to a more assertive China policy from Indian lawmakers, and it didn't backfire spectacularly, signalling to Indian lawmakers that more aggressive options which would have been avoided in the past would be "on the table" now.
This is notable because it is the first conflict between the two which India started

The Current Conflict

An effortpost on current events? What? No one honestly knows everything that's going on in Aksai Chin (where the current conflict is located), however it does seem to be escalating.
There are multiple theories to why the conflict is happening, including various government wanting to show strength, China wanting to take advantage of the pandemic or Chinese concerns of an Indian road project on the Indian side of the LAC which would neutralize China's current infrastructure advantage over India in the region
The conflict has up until today been tame in nature, though as I'm sure you guys have heard, that is no longer the case. Both Indian and Chinese sources have confirmed there have been fatalities, with only Indian sources providing numbers. The Indian news source ANI has claimed a total of 20 Indian deaths, 34 Indians missing, and 4 injured. It has on the flip side claimed 43 Chinese deaths and 7 injuries.
The situation is volatile and I'm not going to claim to know what's happening on the ground.

The Big Picture

The future is honestly, rather pessimistic for these two nations. China continues to build relations with Pakistan as well as attempts to isolate India with its Sea of Pearls strategy.
India on the other hand, is becoming closer to the other nations of the Quadrilateral Security Dialogue, an informal military alliance against China between India, the US, Australia and Japan. Notably, Japan and India are attempting to create an alternative to the BRI, India and Australia agree to use each others bases and Trump invites India to attend the G7
India has begun to move away from focusing solely on Pakistan towards focusing on both China and Pakistan equally. It is even possible, though currently unlikely, that India may abandon its traditional nonaligned position to formalize the Quadraliteral Security Dialogue into a real military alliance
China on the other hand will continue to attempt to isolate India and improve its relations with Pakistan, who in addition to a counterweight against India, have become a central part of their BRI plan.
Overall, expect India and China to fight more
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The fed repos are an attempt to prop up the global banking industry

The GitHub repository is here. I need someone to curate it. Feel free to reach out. Respond to the discussion opened by ctabka to be invited as a collaborator.

Before people start throwing money at stocks they haven't researched: I am not (yet) prescribing any positions. The stocks I've listed in the edit at the bottom of this thread are what I've collected from the comments and have not been vetted by me. I'm floating the idea of opening a google doc for public collaboration on research into these banks. I don't vouch for any of the tickers I've mentioned in this thread. Yet.
I also want to make it clear that I'm not predicting a bunch of US banks to fail. They're better insulated from this than the rest of the world. The vulnerable ones are abroad, and they're the ones with really lazy lending standards. US banks will be hit, but likely won't tank. Also, as stated at the end of this post, please correct me where I'm wrong. Feel free to leave a comment, but definitely reach out to me via chat or DMs so your message doesn't get buried. I would rather prioritize constructive criticism than a bunch of excited assent - if I am wrong, tell me in my DMs, preferably with an explanation rather than just "you're full of shit"
Drop me a chat (not a dm, swear to god, reddit doesn't need two different messaging systems) if you'd like to talk about coordinating. I'll get up with you guys tomorrow. I would love to pool information and repost this over the weekend with a more comprehensive picture of what the fuck is going on with the international lending system. Cheers!
Jesus, this really blew up. I'm at work right now, so I won't be super available to respond. Suffice it to say, though, that I've received an overwhelming amount of responses indicating interest in collaboration. After work today, (4-5 pm EST) I'll start really going through all the messages you guys have send me and shooting off replies. Mods have approved a Google doc so we can all contribute, and a disc chat might be in order, since there are so many of you fucking autists that have reached out. God bless. I'll be in touch soon.

Forgot to put strike/date at the top: I'm in September BAC $18 puts. Banks will start failing later this year. It's hard to tell which ones will fail, due to the shadowy nature of the shadow lending market. That, and the dollar will moon. You want positions spoonfed to you? Fuck off. This post is half food for thought, half explanation. Trying to follow the money here is hard. If you're lazy, just buy puts on indices like $INDA and $EWG and $EWY: any country that's loaded up on eurodollars.

Alright, you tards, listen up: this is going to be a long, confusing post.

First off, I'd like to say that I'm not smart. But that doesn't concern me, because you're not smart, either. I just began reading about repo operations a few days ago. I've seen a few posts on here lately remarking on the repo ops, and a lot of misconceptions about what they are and what they're intended to do. I've learned all of what I'm going to post here from other users on here and from my own research.

The most important thing you need to understand about the repo market is that it's a black box. It's an interbank loan market where securities (ideally bonds) are put up as collateral for short-term cash loans. The transactions are private and the market usually sets the rates. Repurchase agreements are semantically different from fed repos, but operate in the exact same way. This is important. Banks, per federal legislation, are required to keep a minimum amount of cash on hand to prevent liquidity issues. The repo market exists as a way to circumvent these requirements; banks run as close to the reserve requirements as possible to maximize their profitability, and sometimes run below the limit. In this case, the bank posts collateral on the repo market in exchange for liquid cash to meet the requirements again.

In September of last year, the fed was forced to offer hundreds of billions of dollars in repo agreements to banks. This is because the interbank repo interest rate had reached 10% due to liquidity problems. I'm still not sure, and I'm not sure that anyone else is sure, why the liquidity shortage arose, but it did. If I were to hazard a guess, it's because big domestic lenders, sensing volatility abroad, started to pull out of the repo market. Since then, the fed has been, on-and-off, offering repo agreements to large banks (designated banks are called Primary Dealer Banks [PDBs]) and they hold a special status and maintain accounts with the fed. Once these PDBs post collateral (again, securities), money (kind of) is transferred temporarily to their fed account. These PDBs then distribute the cash in the interbank repo market (which is anonymous) at a slight profit. The fed repo interest rate was around 1.6%; on Tuesday night, it jumped up to 1.8% because of the emergency demand.

The fed had planned to cut repo ops to 0 by April of this year, essentially weaning the US banking system off of liquidity infusions. This didn't happen. Due to supply chain disruptions and market volatility, the fed was forced to offer several hundred billion in overnight repo agreements this week to PDBs in an effort to maintain liquidity. In fact, this month is set to hit record repo lending balances. Furthermore, the fed is expecting another $130b to be repaid in the next three weeks, sucking even more liquidity out of the market.
Edit: The fed was also pondering establishing a standing clearing house for fed repos to smaller entities like hedge funds. Hopefully, they're walking that idea back, because it's a fucking terrible one.

Now, here's where I learned I was wrong, and this is a point of confusion for some: the banks don't need the liquidity for themselves. They need the liquidity for their borrowers. See, these PDBs float money anonymously in the repo market to lots and lots of entities, both domestic and foreign. This is shadow banking. Remember when I said the repo market is a black box? Right, well, American banks have been lending money to foreign banks that don't have as stringent of regulations as American ones do. In the US, between two US banks, when a loan is written, some percentage of the loan size must be physically transferred over to the borrower (the reserve amount). Between an American bank and a foreign bank, though, no such requirement exists.

From this discrepancy in regulation, the eurodollar is born. The eurodollar is imaginary money that is printed by American banks: when they make a loan to a foreign bank, the loan exists only on the balance sheets. There is no physical manifestation of currency transfer. Consequently, eurodollars get leveraged to shit. Instead of the fractional reserve system, the ideal interbank loan system in America, eurodollars can get loaned indefinitely, forever. Eurodollars are paying factory workers, building bridges, and trading as currency. But it's not currency. And because eurodollars are what circulate outside the US, real USD are becoming increasingly rare.

You see, the USD has become the de facto global currency. There's a lot of confidence in it. It backs virtually every exchange of goods or services in the world. Right now, though, emerging markets' banks aren't really using it; they're hoarding it. Additionally, they're accepting awful collateral in exchange for eurodollars, because they know the USD has intrinsic value and eurodollars are imaginary. Collateral like subprime loans. Sound familiar? It should, because the 08 crisis was global because of the international monetary system. The mortgage defaults here at home were just the impetus - just like the supply chain disruptions this year might be. The subprime mortgage scandal was just the scapegoat for the underlying fragility of the eurodollar system.

Now, PDBs are aware of this. That's one reason they're starting to become stingier with their lending. They know that their borrowers are accepting garbage collateral in exchange for eurodollars. They know that foreign banks are leveraging themselves up to the tits on low-grade collateral, which means, in essence, the fed is, by proxy, making out hundreds of billions in loans to banks in places like India for fucking used car loans instead of treasury bonds. So, say that Shyam over in India can't make his car payments this month because he hasn't worked since the quarantine began. And his neighbors all do the same. Without US liquidity injections, channeled through the PDBs and into the shady repo market, that Indian bank will fail.

Now, that's why it matters that US lenders are pulling out of foreign markets: with supply/manufacturing disruptions and increasing volatility all over the world, foreign banks are direly hurting for liquidity so they can make out loans for businesses and manufacturers and individuals and all sorts of entities. If they don't get this liquidity, they're likely to default. And what happens when these capital groups and small banks die? They default on their loans. So on, up the chain. Say JPM takes out $50b against its treasuries from the fed. It then sells that money on the repo market. Eventually, that money finds its way to Yong Jiang over in China, who took out a loan to keep the lights on in the McDonald's Toy factory in Hubei. Well, three months later, sales haven't made up for lost revenue during the quarantine, and Yong Jiang becomes insolvent and defaults on his loan. That default makes its way back up the ladder to JPM. Now, JPM can either default on its loan from the fed (and bonds get dumped on the market) or it can liquidate some of its assets to pay the fed back.

JPM has made this calculation and decided, fuck no, it wants none of that. The problem is, though, that the loan has already been taken out by Yong Jiang. Say Yong Jiang's bank needs some liquidity because Yong defaults. Well, JPM has stopped taking fed repos because of the risk, so there's no money to buy on the market, and Yong's bank fails. This happens dozens of times, across dozens of countries. Pretty soon, the international banking industry faces systemic collapse. For reference, the global repo market is valued at $12T USD, and only 3/4 of it is backed by "pristine collateral" - government bonds. That means that $3T of it is in equities or derivatives. The fed's balance sheet is only $4T USD in comparison. Additionally, $.5T is in private capital groups, which are entirely opaque and likely have rotten fucking lending standards. No way to see who they're lending to, or what collateral they're taking.

We're already seeing this beginning: India's Yes Bank is about to be nationalized due to, you guessed it, liquidity problems. It's been involved in shadow lending practices, and American liquidity is starting to dry up across the world. China is also heavily dependent on eurodollars, but I'm not sure how that relationship will shake out. Their economy might be so big and so vital that we're forced to prop them up. If not, China's banking system will go tits up, too.

The question then becomes, is the fed willing and able to meet global liquidity demands? And beyond this, how do they force PDBs to keep printing eurodollars and continue to assume risk, risk which may violate their fiduciary obligation to shareholders? Trillion-dollar question.

So, what does all this mean? Who can we short? Honestly, this is hard to say. Personally, I have september puts on BAC for $18, and I'm still looking for anyone else who might be vulnerable. Any of the PDBs with accounts at the fed might be at risk. I'm going to start hunting for SE Asian, African, and South American banks that've been taking repo money. Those are likely to be the most probable to fail. On top of that, as banks start dropping like flies and the global economy tanks, the USD is going to fucking *moon*. That's a worthwhile bet, too. The issue here is that the repo market is anonymous, so it's hard to follow the money. If anyone has any recommendations for specific banks or lending groups to target or look into more, please feel free to let me know.

If the global banking industry started to fail, though, look for it to hit full swing later this year. This is going to be driven by large amounts of defaults that will be spurred by the manufacturing disruptions, the extent of which won't be fully felt until at least midway through this year. Add a few months for missed loan payments, and I'm wagering that you'll see banks start really failing by August or September.

There's a lot here I'm going to continue to research, and if there's anything I've gotten wrong or anything you'd like to add, please speak up and correct me/educate me.

Special thanks to:
u/Psicopro, u/farisbuellerRULES, u/FlexMcgooch, u/meritorius_demotion, and every other fucking angel who answered my stupid goddamn questions and let me bounce ideas off of them
This is a good sub, guys; embrace cooperation and weaponize your collective autism

Edit: For further reading, check out Jeff Snider. He's a macro economist who's been shrieking about this for years.

Edit 2: thanks for the positive responses and the awards, guys! Please, let me know if you find anything related to these repo market participants, either in the comments or (preferably) in a DM. I'll either update this post or write an updated DD. Cheers.

Edit 3: list of vulnerable recommended banks from the comments - Bank of East Asia, HDB, IBN (both in India) - keep em coming, guys

Edit 4: this blew up even more than I expected. I'm likely going to repost this over the weekend with more information and more citations, and I'm considering the possibility of opening up a google doc to aggregate research into vulnerable banks. Hit me up in my chat if you've got relevant information on this, or if you'd like to talk about the possibility of collaborating. I'm not sure how risky it would be to pool research like this, but I'm fascinated by the idea of crowdsourcing the work to identify the weak points in the international banking system.
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Some texts, courtesy of Queen Bee (old-ish story)

Okay, everyone. This is a rough one. I could use some advice, too, but this is really just a shitty situation that’s been weighing on me for a while and I could use some reassurance.
This is going to be a long one.
My long-distance boyfriend (21M) after months of quarantine, came to visit me (20NB) around the first week of June. He came up late on a Friday night, with the intention of staying with me until Monday morning. After that, he was due to leave for his mom’s, where he’d spend a week until driving back home. Standard affair for one of his visits; spend a couple days with me, usually without her knowing, then drive and spend the week with her.
This time, SO decided to tell her where he’d be staying, and for how long. (A shock, but a pleasant one. I’ve always felt like he hides me from her, but with good reason. That’s for another post.) She responded...positively? We sent her some pictures of the cookies we were baking, with the promise to give her some, and went to bed Saturday night.
Early Sunday morning, we wake up to marathon some Avatar: The Last Airbender. Around 9AM, we get the following messages. Direct quotes here, with some commentary from yours truly.
Important context!
  1. His parents are divorced, bitterly. I don’t know the year, but it’s been at least 13 years.
  2. Queen Bee is Filipino, from the Philippines. His dad is as white as Wonder Bread. She hates me. His dad, his family, and even her family love me.
  3. The only message preceding this was that he’d be staying with me for a couple days. She responded with something to the tune of “okay, see you soon!”
QB: Looks like you will be with your friends while you're here. Don't be like . You don't like how they're disconnected and yet you're acting the same way. You must put your blood family first.
Okay. Red flags everywhere. Queen Bee, you dropped these! (•_•)>🚩🚩🚩
QB: For example. You could have joined us yesterday at house since you will be spending the next two nights with friends.
With friends. Really. We’ve been dating almost six years, Queen Bee, you can say significant other. He mentioned me by name, you know exactly whose roof he’s staying under.
QB: It's hard to make plans with you when you just give us your "spare time". Perhaps you should just be with your friends while you're in . I'm not going to make any plans with you. You're disrespectful of your blood family."
He’s spending. A week. With you. What spare time?
So my SO, with me watching (with permission) over his shoulder, responds:
SO: Ma, I’m going to be with you from Monday onwards. It’s only tonight with Foof, and then I’m with you thereafter. I haven’t seen my friends in a longer than than I’ve seen you Mama.
She broke quarantine to go visit for Mother’s Day. He was last in town in December of 2019. I last visited on Valentine’s Day.
SO: I’m leaving next Sunday, so that’s 6 days - you’re not getting swiped in this?
Correct!
SO: Besides, I plan to come back in July for your birthday anyways for an entire week again. It’s not like I’m avoiding you, but I delegate my time here as I want since it’s my vacation too.
Go SO! Show that shiny spine!
You’re not here for my SO, though. He sends a couple more paragraphs, to the tune of “I haven’t seen these people in half a year, we’re catching up on birthdays” (including his own and mine!) and he’ll be seeing her soon enough.
Queen Bee did NOT like that.
QB: That's all good, but you need to get it right. You have a duty to family first then friends. So you should make plans with us first then you will work out the rest of the time with your friends. Not the other way around.
He’s 21, Queen Bee. He does what he damn well pleases. You don’t pay for him to exist anymore. He doesn’t live under your roof. That was all well and good when he lived under your thumb, but that’s not the case anymore.
QB: You did that at Thanksgiving.
He spent Thanksgiving with my family. This is a 5 month old grievance. Give. It. Up.
QB: You have to stop with this disrespectful manner of prioritizing your vacation time. We have our schedule too. We have to plan our time together first then your time with your friends will work out after that. Not the other way around. Stay with your friends this time around. And work out a free time with your brother. I don't remember when he saw you last. He's busy too.
He last saw his brother on Valentine’s. Oh, what’s this? That’s the last time I saw him too? Moot point!
QB: Just because is not united doesn't mean your entire family structure is broken. It's not. I, , and are your strongest family bonds. You are always our top priority. We will never abandon you. But you also have to show us appreciation and respect in return. Friends are fun and very important in our lives. But family traditions make us who we really are.
Some more of these for you, Queen Bee. (•_•)>🚩🚩🚩🚩🚩🚩
Manipulation, at its finest. SO didn’t see any of this as manipulation, which...sucks, but it went in one ear and out the other with him. We can work on recognizing how toxic this all is a bit later, at least he’s standing his ground.
QB: See how the wolf family doesn't seem to miss each other because they let their pride ruin their family bonds? Is that how you want your children to treat you and their mother?
We’re young. We have no concrete plans to be married. But I’m the only long term relationship SO‘s ever been in, and there’s no signs of us breaking up anytime soon. Despite your trying to get him to, multiple times. (Different story, entirely.)
And here’s the pièce de résistance.
QB: I bet mom/nanny is turning in her grave at her children's disrespect of her.
Who the fuck. Says this. To their kid??
That’s his GRANDMOTHER, you absolute walnut! No matter your opinion on his dad and his paternal family, that’s SO’s family too! Insulting them only serves to hurt SO! Why the hell would you do that to your kid?
QB: That's my Asian culture beliefs.
Okay, don’t even want to touch this with a ten foot pole.
QB: A mother is never dead in the family even when she's passed on. Her legacy remains at how her children continue to say united as the strongest family unit for each other. No matter what happens.
I want to vomit.
QB: See the difference between these 2 cultures where family bonds are concerned? The Asians vs. the Americans? That is why I have to stop your behavior now. You have to get our family values now or you're going to regret it one day.
End scene.
A friendly reminder that all of this got sent BECAUSE HE DARED TO SPEND A COUPLE NIGHTS AT MY HOUSE.
He wound up staying with me for an extra day, if you could count that as a victory, then left for her house on Tuesday night. They’ve since seemed to either have rugswept the entire affair or made up.
I feel awful, mostly for SO. I was venting about this to some friends, and one of them mentioned hearing Queen Bee chew him out verbally about the above and more. These kinds of talks aren’t entirely uncommon from her, either. She pretty regularly chews him out for still being with me, for making choices she doesn’t agree with, and more. It made me realize I should probably get a more educated opinion about all this.
If I see one of these conversations going down, how can I step in as a third party without seeming like I’m attacking QB? SO knows full well we both don’t like each other, and I’ve agreed to stay out of her business in exchange for his stepping up to defend me when these things go down. So far, this has worked wonderfully, but these talks can last for hours and I see the toll it takes on SO. I just want for him to feel better.
Help.
submitted by foofmeister to JUSTNOMIL [link] [comments]

Urban Trade Breakdowns: Black Monday Part Two - OG New Normal Money Trading

I’m prolly gonna call it quits with this one but I wanted to post the black Monday part two. sorry about the length. its been fun, motherfuckers. Peace out.
Before 1776, you didn’t need to know math and shit to understand economics. Because back then, if a country was 1/3 of the world’s population (like India in year 1 AD), it was 1/3 of the global economy. And if a country had 1/4 of the world’s population (like China at the time), it was 1/4 of the global economy. Because before tractors and electricity and shit were invented during the industrial revolution, which was in full swing by 1776, a motherfucker could only hunt or gather or grow so much shit on any given plot of land. If a country ran out of land, it ran out of food, and its people starved, which kept both population and economic growth in check. And that explains all that old world raping and pillaging and conquering of land, because up to that point, economic growth meant one thing, more land.
But after the industrial revolution, a motherfucker could grow or produce a shit-ton more on any given plot of land, which meant if you could out-think and out-machine the other guy, you could make legit fuck-you cash money without a crown or an army, which was some new shit at the time. And to explain all this, in 1776 Adam Smith wrote a book called An Inquiry into the Nature and Causes of the Wealth of Nations and invented economics. And thank god for that, because for roughly 300,000 years before Smiths book, people believed that successful crops and hunts and shit was the work of the gods. What Smith taught us is that economic production in the post-industrial era is not the work of god, but instead the the work of invisible hands. And this changed everything.
It just so happened that the same year Smith invented economics, the United States of America was invented, a frontier refuge for wild-eyed fortune seekers and reject religious mystics, and in America all that new money magic found one fuck of a home. And for the next hundred years or so, Americans went ape shit building their country while experimenting with all this new money magic, hustling and slaughtering their way across the Wild West to the Pacific Ocean leaving a trail of over 1000 banks and more than 8000 different paper currencies.
But by 1849, with no more land to settle, everyone realized that the US paper money situation was out of control and what the world really needed was some kinda universal non-bullshit currency everyone could agree on. And fuck, it just so happened gold was discovered in California that year, and thats some shiny-ass universal cash-money bling everyone could agree on.
So for the next hundred years, as the rest of the old world warred themselves broke killing each other over land all old school like, America built new and improved machines and hoarded gold until finally, by the end of WWII, America totally owned that shit and became the pimp daddy boss-man of global money. I mean, America had most of the worlds gold which meant America had all the money in the world. So to seal the deal, in 1944 the US invited all those broke-ass bitch money countries to a hotel in Bretton Woods, New Hampshire and explained how global money shit was gonna work moving forward: the US would own and manage the worlds gold supply and set the price of gold and peg the US dollar to gold which they alone would exclusively control. Meanwhile everyone else would peg their bitch-ass money to the dollar. Or they were commies, in which case, they still had to peg their money to dollars if they wanted to buy the shit they needed from the west, but only after converting it at shitty exchange rates on the black market. And the rest of the world, seeing how their paper shit compared to all that US gold, they were like, cool.
With all the worlds money newly interconnected and global, shit got really fucking complicated. Thankfully, to explain it all, in 1934 a dude named John Maynard Keynes wrote the The General Theory of Employment, Interest and Money and invented macro economics, which, compared to Adam Smith, was like the New Testament of money: same God, different rules.
Or maybe exactly like that. I mean, what does it say on the US dollar. It says “in God we trust”. Fuck, the US constitution doesn’t even say that. This was some holy fucking shit they were dealing with and they knew it. So taking a page from Ancient Rome, in 1913 the US Congress built 13 stone columned temples across the land to house a select group of non-elected financial holy men to guide the magic hands. This was called The Federal Reserve Bank of the United States of America, and to this day, that’s where we go to pray when money shit gets really fucked up in the world.
In the decades that followed WWII, shit was pretty good in the USA and Americans spent like fat-ass type-2 diabetic SSRI-happy sun-burnt Florida Lottery winners. Which was fucking great for a while, but by the early 1970’s, the debt started to pile up. And well, everyone knows the 70’s was a total shit decade in American history. In fact, by the early 70’s, the country was a fucking mess, unemployment was 6.1%, and inflation (some old-school economic shit you can Google), was 6.2%. Which would suck for any US President to deal with, especially in an election year. Because dealing with a troubled economy requires leadership and sacrifice, which is a hard sell to American voters in the best of times and imfuckingpossible for a dude like Richard Milhous Nixon. So after months of praying to the Fed for a re-election miracle, Nixon had an idea. Well, it wasn’t really his idea, it was something his 42 year-old Undersecretary of the Treasury for Monetary Affairs, a guy by the name of Paul Volcker, had been pitching for a while. Basically, Volcker realized that the US was the pimp-daddy of all the worlds money, which meant US money was the only game in town, which meant the US treasury could wipe their ass with newly printed dollars and the world would still pimp their sisters to get their dirty little war-torn broke-ass fingers on the shit. So fuck, why back the money with gold? That shit was just a whole lotta extra work, what with all that settling of account balances and interest rates and shit. Fuck that.
You get the point, and so did Nixon. He was a fucking hustler at heart plus he was the fucking President of the United States and if Volcker was right, de-pegging the dollar to gold would mean he could manipulate the fuck out of the invisible hands. Like printing billions or paper dollars to distribute to smart-money Wall Street campaign donors to “invest” in stocks and jack up asset prices putting a few imaginary paper dollars in the pockets of struggling main-Street dumb money investor-voters, or debase the value of US money just enough to drive down prices of shit-rate US exports to win back market share from Germany and Japan.
But just one problem, Fed Chair Arthur Burns who was like, wait, what?
Ok, so here’s the thing, Nixon was a fucking sleazeball who would give zero fucks to just bulldozing those sanctimonious unelected Fed motherfuckers. But 1973 was an election year and he needed a story to trash a century old global economic order. I mean, what he really needed was an enemy, some fucking non-English speaking Illuminati motherfucker lurking in the shadows and threatening American jobs, because Americans eat that shit up. So in August 1971, Nixon took to prime time television and announced to an Aaron Spelling-loving TV-dinner-eating Vietnam-weary America that “International money speculators” were destroying the value of he dollar and costing American jobs. Which may seem like some obvious fucking ludicrous-mode political bullshit, but in the early 70s, shit was legit hard economically for a lot of Americans. And politicians understand that shit because at that level, when you get to be president, rule number one is that when shit is both mysterious and fucked up, never try and explain it - leave that shit to the losing party - instead find a villain and tell your people how you’re gonna fuck that motherfucker up. That pretty much always works. Because the universe is as much a fucking mystery today as it has been for over 300,000 years, a complex system that our pleasure-seeking, story-telling monkey brains are not wired to understand. Unemployment? Inflation? Fuck, we still can’t explain that shit. We are wired to survive in the wilderness and we know a threat when we see it, which is some primal brain hard-coded survival shit, like a rustle in the bush beyond the light of the campfire, it gets our hearts beating and bonds us as a tribe behind the dude with the biggest club. Until he gets eaten by fucking bears. But whatever, in the moment we’ll believe whatever he fuck he says. And what Nixon said was that we can’t trust money to both gold and god. We had to chose. So he de-coupled the dollar from gold and henceforth, and to this day, money became faith.
The day after the Nixon announcement, the Dow rose 33 points, its biggest daily gain ever at that point. A New York Times editorial read, "We unhesitatingly applaud the boldness with which the President has moved." Which may have been “bold” and all, but it was also a fucking disaster. In the two years that followed, gold rose nearly 300%, from 43 to over 120, and the US suffered three quarters of negative GDP growth while unemployment exceeded 9% and inflation nearly doubled, hovering in the range of 10-12%, prompting global currencies to go all ape-shit searching for some semblance of fair market value in the hunger-games free for all that was the post gold global economy.
But fuck, that was one fuck of a good time to be trading currencies. Which brings us, fuck finally, to the trade...
A few years later, Andy Krieger was a graduate student in South Asian philosophy and a competitive athlete at Penn, committed to making the world a better place. Aw. But one morning, after a long night translating some obscure Sanskrit text, he got to thinking: academia is a fucking slog, the kind of job where you had to wait for some old bearded wizard to die to get ahead. So the next day he met with his dissertation advisor and announced that he was gonna drop out of the graduate program and enroll at Wharton to translate the ancient mysteries of money. And with the world just starting to make sense of all the newly floated currencies and all kinds of crazy new financial instruments like options, Krieger was instantly hooked.
This was 1984, and few traders know what a currency option was, let alone how to price one. Black Sholes was a new-new thing and computers were non-existent. But Krieger saw the potential of all this shit and knew he could use these instruments in a very powerful way so while still a student, he joined a Chicago options trading firm and learned the ropes and after returning to Wharton, he wrote a computer program to price options that relied on assumptions no one else was thinking about at the time. This got him noticed by Solomon Brothers and then Bankers Trust. And there, after a run of hugely profitable trades no one really understood, in 1987, the CEO of Bankers Trust gave him $700m to trade. And fuck me, with option leverage, this meant next-level shit tons of billions.
On October 19th, 1987, on what became known as Black Monday, the DJIA fell 22.6%, the largest single day percentage drop in history. But Krieger was cool. He watched the world dump dollars and flood into alternative currencies, many of which were small and tied to struggling economies. But Krieger knew this was a panic flight to anywhere but the Wall Street carnage. He also knew that as soon as the markets settled, the fast money would head right back to the safety of the dollar and their currencies would revert. So with $700m and 400:1 leverage, Krieger placed his bets, the largest of which was a short against the New Zealand dollar (the Kiwi), eventually taking a position greater than the entire New Zealand monetary supply. And fuck, at the same time, Krieger had complex positions in the British Pound and the German Mark and even another short in the USD. At any given time, Krieger had over $40B in trades in float fluctuating over $20m in value at any given time.
And then, with markets swinging wildly, as the Kiwi drops just 5% against the dollar, Krieger exits everything for a profit of $300m. Fuck.
After exiting the trade, with Wall Street a walking-dead financial dystopia, Krieger quit the game completely and retired to some island in the Caribbean. In the aftermath, regulators started to poke around at the one bank who booked a profit, based entirely on Krieger’s trading while Wall Street melted and an accounting scandal ensued involving Arthur Anderson, the auditor of Bankers Trust, which you could literally cut and past into the post-Enron economy of 2001. Meanwhile, the New Zealand government was crying foul publicly while privately counting their Kiwi blessings that Krieger had successfully tanked their money making NZ exports competitive on the global market. At the time it was a total money shit show, as quaint as that may seem today.
In the years that followed, Soros did the same kind of shit and made $1B breaking the Bank of England and then a shit-ton more shorting the Thai Baht. And there were other cool-ass macro money mega trades but by the late 90s, all that shit came to an end as the central banks came to realize what the politicians had long known: when some threat creeps in from the economic wilderness and shit gets crazy and mysterious, our monkey brains turn to the dudes with the biggest club. And central banks have the big clubs. Until they get eaten by bears. But so far, that hasn’t happened.
submitted by cantedlight to wallstreetbets [link] [comments]

[FT] Rise in margin lending stokes fears of China bubble

https://www.ft.com/content/67c1bf41-0b98-41ec-a1a2-7af888c7050b

Rise in margin lending stokes fears of China bubble

Sharp rally in stock market draws comparisons with 2015 downfall
Thomas Hale in Hong Kong and Wang Xueqiao in Shanghai
Margin loans to buy equities in China have risen to their highest level in five years, prompting fears that speculation on rising prices could lead to a rerun of a notorious stock market bubble that burst in 2015.
Total margin finance in China reached Rmb1.27tn ($184bn) on Tuesday after more than a week of consecutive daily increases, according to Wind, a data service. Separate figures show investors rushing to open new accounts that give them access to loans from brokers.
The CSI 300 index, a gauge of the country’s biggest stocks listed in Shanghai and Shenzhen, leapt almost 6 per cent on Monday and continued to climb on the following days, after state media extolled the benefits of a “healthy” bull market at a time when the coronavirus pandemic has hit economic activity.
But the rally has drawn comparisons with the events of 2015, when state media urged individual investors to pile in to stocks as the economic backdrop weakened. Sustained in part by a crescendo of margin lending, prices doubled over the course of a year before losing more than 40 per cent of their value in a matter of months.
“I think people are getting greedy, because liquidity is abundant and there is policy support from the top,” said Hao Hong, head of research and chief strategist at Bocom International. “You can sense the speculative atmosphere.”
Image: https://i.imgur.com/JtdHONC.png
Trading on margin can be risky, because if the value of collateral falls the borrower may have to deposit more cash or securities. Pledged assets can also be sold without a customer’s consent, perhaps at fire-sale prices.
Margin lending is still well below the peak it reached in 2015, when it rose above Rmb2.2tn in June after doubling from its levels in February, according to Wind. But analysts say the momentum resembles the early stages of the previous boom.
On Monday turnover in “A shares”, which trade on the two main exchanges, was Rmb1.57tn, according to Morgan Stanley. That marked the highest level since the 2015 correction, indicating “high participation from not only institutional but also retail investors”, the bank’s analysts said.
Mr Hong estimates that so far this month about 12 per cent of daily trading volumes are being completed through access to margin finance, compared with 8 per cent in late June. That kind of proportion “tends to raise eyebrows”, he said.
Data from the China Securities Finance Corporation, a state-owned company which provides the country’s brokers with funding, showed that over 85,000 new margin trading accounts were opened in June — more than a one-third increase on the average over the previous year.
One user on Weibo, a popular social media site, noted that securities companies “that had not been in contact in a long time” were again advertising services offering margin trading.
Late on Wednesday, China’s securities regulator published a list of 258 platforms that it said were illegally offering margin finance. Under Chinese law, only approved brokers can provide securities financing.
Support for the capital markets has come alongside measures from China’s central bank to reduce the cost of credit as the economy grapples with the consequences of the pandemic.
“The government has been gradually loosening its monetary policy, so some of this loosening will find its way into the stock market,” said Nicholas Yeo, head of China equities at Aberdeen Standard Investments in Hong Kong.
Despite apparent cheerleading for the market across state media outlets, some suggest the government, wary of the events of 2015, will exercise caution when it comes to allowing investors to bet with borrowed money.
Ken Cheung, chief Asian foreign exchange strategist at Mizuho, expects leverage will remain the main driver of the market in the “medium term”, but expects the government to keep it at a “more controllable rate”. He noted that state media “refrained from adding fuel to the fire” after Monday’s rapid move upwards.
Morgan Stanley analysts say that margin finance appears moderate for now, equivalent to about 4 per cent of the total capitalisation of the stock market, compared to about 10 per cent at the peak in 2015. New investor registrations, meanwhile, despite rising sharply month-on-month, are a long way from the 700,000 of December 2014.
That could indicate that the rally has further to run. Michael Every, global strategist at Rabobank, says China’s market is just one example of a wider trend, also present in the US, where governments seek to boost sentiment while their economies are under heavy pressure.
“If you have a strategy of just pumping up asset prices, it’s going to end in tears,” he said. “We would all sleep much better if this was all fundamentals-driven, everywhere.”
submitted by Multai to investing [link] [comments]

Online gambling legislation and regulation. Starting your own gambling product.

Online gambling legislation and regulation. Starting your own gambling product.

Mobile gambling
If you plan to develop an app with the ability to deposit and withdraw real money, then such a product automatically falls into the category of gambling and you will need to license your business for successful operation.
Mobile and Web Based Apps
So let’s talk about the different kinds of online gambling apps available on web and mobile. We’ll be covering both free-play gaming apps and real money casino app games you can find for iOS, Android devices and web browsers.
Mobile gambling is more common for poker, casino, bingo, and skill games. They have advantages in terms of a low barrier to enter the market, instant liquidity, product knowledge, and marketing expertise, minimal infrastructure costs, and the ability to bring a brand to the market quickly. Consequently, this form of gambling does not sit neatly with jurisdictional boundaries. Multiple gambling opportunities are available, including betting on various events and markets, in a relatively simple format. Gambling products can also be integrated into betting on television shows or virtual racing and sports games as well as offering lotteries, bingo, poker and casino games.
Most Popular Gambling Apps
Sports betting, casino, poker and lotteries are the most popular forms of online gambling. However, other forms are available too. These include the following: Bingo, slot machines, different card games, roulette and other game of chance. One of the best things about online gambling and betting apps is the number of choices you have.

Sports Betting

Betting means making or accepting a bet on the outcome of a race, competition, or other event or process, the likelihood of anything occurring or not occurring, or whether anything is or is not true. Today most sports betting is done via mobile-friendly sites and apps.
Today most sports betting is done via mobile-friendly sites and apps.
The introduction of live betting for sports like soccer and tennis means that bettors who are sitting inside stadiums watching games can now pick up their mobile devices and find real-time betting value with the best sports gambling apps. This has really unlocked a door to the future of sports gambling and the popularity of online gambling apps.

Poker

Many sites offer free poker, where no real money is wagered, although in some cases players can accumulate credits that can be exchanged for prizes. This is the case why people are going to play for real money. There is an ongoing debate over whether poker should be classified as a game of chance or skill. The parameters of legal poker playing are still unclear and differ between jurisdictions. Since you are not gambling with money, I’m pretty sure under the law it’s just a video game for now.

Blackjack

Blackjack is the game of choice to many high-rollers and do you know why? Because blackjack is a challenging, logic and skill-based game where your thinking, strategy, and calculations determine the outcome of the game.

Bingo

Bingo is one of the most popular and socially accepted games in the world. Bingo is a traditional form of gambling that has seen considerable innovation in recent years. It is also the only form of gambling recognized in the Gambling Act that does not have a specific statutory definition, the Act providing simply that “bingo” means “any version of that game, irrespective of by what name it is described”. Bingo must be played as an equal chance game. For game to be classed as “bingo” it must meet the Act’s definition of “equal chance gaming” (as opposed to casino gaming). Thus, it: must not involve playing or staking against a bank, and must be a game in which the chances are equally favorable to all participants in the sense that each ticket or chance has the same probability of success as any other.
Licensed bingo is a well-regulated and socially responsible form of gambling that takes place in a safe environment. Many sites offer multiple forms of bingo with different features, types of games, and costs of play. These sites often cater specifically for women and some research suggests that they may appeal to markets who would not typically engage in traditional forms of gambling.

Slots

Slot machine is one of the most beloved game among the gambling community and it has been a part of the industry for a long time. They provide fun and entertainment and their simplicity allows gamers to start playing at once. This can play out in different ways depending on the machine you’re playing. For instance, there’s Pick a Fortune, a five-reel, 20 line game that puts players right in the studio of a television game show, including the potential to play a Deal or No Deal-style bonus round. A super trend over the past few years is mobile-friendly slot games. These apps and websites were developed to enable players to enjoy their favorite games on their smartphones at any time. Another dominant slot trend is licensed branded slots that are based on popular movies, television, and musicians.
Virtual Money vs Real Money
Let’s find out the difference between social gambling and real money gambling, as well as the differences between gambling through apps and gambling through a web browser. It can be quite confusing trawling through all the casinos, slots, and lotteries available, both through your mobile web browser as well as through mobile app stores, in the form of downloadable apps.

Virtual money

The main difference between virtual money and real money gambling is that the in-game virtual currency in social games and gambling-type games is used only like credits that are not paid out as winnings or anything given to player in cash, making these games exempt from gambling regulations.
Virtual money is loaded on user game accounts via in-app purchases in mobile applications or the game balance funding from a card via web based applications.

Real money gambling

Real money gambling via your mobile device is only allowed in countries where laws have been passed that allow for this type of gambling online, or there are no laws in place that prevent it. The payment systems are the legal way of services payment in the gambling app, performing as the intermediary between the gambling facility and the client. With their help, users replenish deposits and withdraw funds to personal accounts in financial institutions. If the application uses the payment system of a well-known brand, that gives players additional confidence in the resource. Nowadays, there is a wide range of payment systems, some of which operate all over the world, other systems are oriented towards the citizens of one or several countries. A number of services accept money of different world currencies, while others allow currency transactions of one state only.
What is an Online Gambling Licensing
The internet has a global audience, there’s no single piece of legislation that covers the legality of online gambling for the entire world. Mobile gambling doesn’t typically accept customers from every single country in the world. It often focuses on certain specific regions.
Instead, most countries have their own local laws that deal with the relevant legal and regulatory issues.
Ultimately, questions of legality all go back to the location of the casino or where the website operates out of. In closed regulatory systems, such as Italy, France, and the Netherlands, licenses, and advertising rights are limited to domestic providers, which must be located within their country’s geographical boundaries and these are only permitted to offer some types of products. Some jurisdictions, for example, Norway, Sweden, and Canada legalize and regulate online gambling, but this is limited to a single site that is owned by the government. Under such an approach, the government becomes the operator and regulator and all revenues are returned to the government.
Remote gambling is generally permitted. That means that an operator that is licensed may provide gambling services to citizens in the country via all forms of remote communication (and using equipment that may be located in the country or abroad). Equally, a remote operator may be licensed to offer gambling services to citizens in any jurisdiction in the world using equipment located in the country. The law provides that, for each type of gambling (betting, gaming, and participating in a lottery), there will be two forms of license available: remote and non-remote forms (land-based). If you provide facilities for remote gambling, online or through other means, and advertise to consumers you will need a license from the licensing jurisdictions or local licensing authorities. Before an online gambling site signs up its first customer, before it accepts its first bet before the first card is dealt, it must be licensed by a recognized governmental entity.
Certain regions in the world have specific legislation in place that allows them to license and regulate companies that operate online gambling sites or provide industry services (such as the supply of gaming software). These regions are referred to as online gambling jurisdictions or licensing jurisdictions.
Depending on what type of entertainment you are going to implement in your internet establishment, you will have to apply for the corresponding permissions. Online gambling laws in Europe vary from one country to the next. The industry is well regulated in some countries and less so in others. There are several online gambling jurisdictions located in Europe. Some of these are members of the European Union (EU), and thus subject to the various rules and regulations of that body, while others are independent. Each of these jurisdictions has an authority that’s responsible for approving gambling sites for licenses that enable them to offer their services legally. They also regulate their licensees.
Countries that Provide Gambling Licensing
Today there are lots of licensing jurisdictions located all over the world and offering different terms for their customers. Depending on the country, licenses can be local, international (distributed in several countries), have a different set of documents for registration, costs of registration and further support, various operating conditions and other special details.

Which gambling license is both internationally recognized?

The government of Ireland offers casino operators, software, and service providers in the gambling industry, with a gambling license that allows gambling operators to conduct business related to casino, lotto, and other gaming-related activities. Ireland Gambling License is one of the most popular license for online casinos worldwide. Ireland has long been recognized as one of the preferred locations for Online Gambling operators to base their operations. This success has been due to a combination of factors, such as a progressive legislative system, political stability, first-rate telecommunications facilities, and a well established financial services industry. A wide range of gambling sites operates out of Ireland including sports betting, casino sites, poker, bingo, and more.
In stark contrast, the UK is the largest regulated market for online gambling in the world, and corporations are already comfortable exploiting the intersections of gambling and gaming, betting in-play, social gaming, Bitcoin, financial trading and spread betting, betting exchanges, e-sports and, most profitably, mobile gambling. 40% and 60% of online gambling in the UK took place in Gibraltar.

International licensing

Europe is home to the following online gambling jurisdictions: Alderney, Gibraltar, Isle of Man, Malta. Malta is currently the country that is most accommodating to gambling companies, and the license offers whitelisted online gambling in sports and casino games in many European territories. But takes an extreme amount of time in paperwork and background checks. Also, you pay 5% of all your gross profit to the EU.
Among countries offering gambling licensing services, the attention should be paid to Curaçao jurisdiction, which is considered to be one of the most promising for the online gaming business.
Curaçao Internet Gaming Association (also known as Curaçao eGaming) is both a regulator and a licensor, and its licensing works worldwide except Curaçao itself, USA, France and Netherlands. Using Curacao as an example, let us examine in detail the process of obtaining a license, the necessary documents and expenses.
How to get a License on Curaçao
  • Documents necessary for company registration:
  • criminal record;
  • passport scans;
  • bank account confirmation;
  • documents proving payments for utility services.
After the company is registered, an operator can apply for the license providing the following documents:
  • a document certifying the right of domain possession;
  • description of games planned to be used in the project;
  • a list indicating countries of potential operation;
  • illustration of server locations to be used in the project;
  • a copy of the agreement with a software provider.
Gambling license cost:
  • Bank account opening $1000
  • Company registration $3600
  • Company management per year $3600
  • Application processing fee $1000
  • License fee per year $4800
  • Equipment/software fee starting from $1500
  • Server maintenance per year $6000
Apart from that pay for technical support and maintenance every year. The entire license issuing process takes between 2-4 weeks. Curacao Internet Gaming Association (CIGA) also has the power to review a license and, if it finds that an operator has breached a license condition, has the power to impose a range of sanctions including revocation of the license.
Apple and Google Gambling Rules
You’ll be surprised at the limited number of real money gambling app options available on the AppStore and Google Play Store. Most real money casino gaming is done through gambler’s mobile web browsers and not through mobile gambling apps that you’ll find for iPhone and Android phones. Apple allows online gambling applications in a few forms, and not just in places where it is explicitly permitted. They do not allow any payments through the applications – those have to be done on the websites. Apple has far stricter developer guidelines for iOS apps than Google does for Android apps, so it’s fine to assume that whatever you choose to download from iTunes is usually safe, secure, and meets a certain standard.
Any real money casino in the iTunes app is required to have proper licensing and permissions before Apple will approve the app for use or downloads. While Google Play is technically regulated, it is much more loose in what can be hosted.

Apple Store

Gambling, gaming, and lotteries can be tricky to manage and tend to be one of the most-regulated offerings on the App Store. Apple has rules for apps that support real money wagering, including sports betting and poker. Those apps and lotteries must have necessary licensing and permissions in the locations where the App is used, must be geo-restricted to those locations, and must be free on the App Store, and Apple rate even simulated gambling apps as appropriate only for users 17-years-old and up.

Play Store

Google keeps the reigns tight. To be able to successfully upload apps to the Google Play store, developers need to have a valid license for the specific countries they are targeting and comply with their regulations. The app must be free to download and must prevent under-age users from gambling in the app. As a final precaution, all gambling apps are required to display prominent information regarding responsible gambling practices. This brings its policy in line with the Apple App Store.
Countries where gambling is illegal
It is also important to remember that while gambling is growing rapidly in many places, in others it is totally or partially prohibited. As well as in the majority of the US, sports betting is illegal in India, Pakistan, and China, three of the largest gambling markets in the world. Most countries have rules against gambling. Almost all Islamic countries prohibit gambling of every kind, but many turn a blind eye to online gambling or simply do not have regulations in place for this grey area.
In the United Arab Emirates, however, any kind of gambling is prosecuted. National lotteries are the only legal forms of wagering on the Asian country’s mainland. Cambodia, North Korea strictly forbids online and offline gambling amongst its own citizens but allows tourists to participate in these activities.
Qatar is the strictest country of all when it comes to gambling laws. All forms of gambling activities are considered illegal, and even sports betting is not permissible.
Starting your own gambling product
Numerous online casino platforms in the market offer fantastic casino games like bingo, poker, roulette, and many more.
If you have an idea, but don’t know where to start, we advise you begin with a Minimal Viable Product (MVP) to pilot your proof of concept for investors. MVP spotlights your core features and lets your investors know there are bigger and better things to come.
For MVP you do not need a large team, just a few people are enough to create a fully functioning prototype. In the case of successful numbers of your prototype, the further development of a full-fledged product will require more team, resources and time, however you will be sure that your development and your costs will pay off.
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100x Potential Moonshot ( VRA ) Verasity Extremely Low MC 1.5 Mill !!!

This thread will explore why Verasity tech AND their IMPRESSIVE FIVE star team IS the real deal AND at $1.5M MC IMO one of the best ROI investments in 2020
Verasity must not be ignored. Verasity is an attention-based video platform of which its SDK can be integrated into 95%+ video players online. Twitch, Vimeo, JWPlayer, Brightcove, Kaltura and Video.js.
It takes less than 30 mins for the SDK to be integrated into any of the above video platforms Publishers are struggling to monetize. Viewers BLOCK ADS, while YT + FB take larger shares of publisher revenue.
Publishers need a mechanism that increases revenue + engagement WITHOUT changing viewer habits. This requires higher engagement, ad fill + click through rates, Video constitutes >90% internet traffic + ad revenue is $300B+. W/ Verasity tech stack, viewers rewarded $VRA for watching adsThey can hold/sell or exchange for vouchers for brand products, convert to Amazon + McDonald vouchers, exchange for game subscriptions/products
Verasity Game Store Q1 2020, Partnership GameZBoost Over 550+ game publishers w/ 100M+ monthly views will have Verasity tech stack integrated. This provides gamers with $VRA / $VRAB tokens as rewards to increase engagement + improve monetization
Verasity and JUN ( JUNcapital ), entered an agreement focused on accelerating the awareness + adoption of Verasity product into the Asian market.
"Verasity screams quality at the highest level possible. This is ALREADY at the top of the list structurally." Verasity team consists of serial entrepreneurs. I see them driven to new heights in terms of adoption + marketcap in 2020.
I did my own research and discovered they are big players w big money backing them. Clearly, their ambitions are higher than $1.5M MC.
THE TEAM
Chris Gale Co-Founder
launched and ran Dingit TV delivered video to 30M+ users. Did 1.1B ads monthly, 5th largest ad network in the world. Sold Odyssey for stock worth at the time of public offering of Phunware $50M
David Rowe Team/Advisor
Founded Easynet, the largest ISP in Europe. Sold to SKY for $200M + became a managing board member. responsible for roll out + integration Sky Broadband network + all B2B activities (SkyBetting, Gaming, Sky Business)
R J Mark - Co-Founder
Provided new ways to broadcast and stream video-content. Prev companies inc. OVEX Ltd, Liquidstream, DataGard. Involved in building large streaming platforms w ad stacks scaling to billions of ad impressions 🔥
John Rankin - Exec Team
Talking Tom and Friends was a media franchise created and owned by Outfit 7 which John was Managing Director of. Talking Tom app received 7 BILLION which John played a pivotal role in
“Video is a powerful tool to educate, engage + entertain. Verasity video player solution offers the perfect vehicle for viewers, publishers + content creators to benefit from utility of blockchain. Binance + Verasity leading the charge globally”
CZ Binance said about Verasity.
2 of the ESPORTS games $vra $vrab will be integrating within are CSGO & League of legends. As of 2019...
League of legends has 67 million monthly players, 27m daily players 💥
Cs:go has sold 25 million units surpassing minecraft sales making it the best seller of the STEAM era 💥 Check out medium article on it 👇🏼 https://medium.com/verasity/verasity-the-rise-of-online-gaming-part-2-counterstrike-global-offensive-cs-go-2f3789f283b7
Check out the website for more info: Verasity .io
submitted by Jigsaaw33 to CryptoMoonShots [link] [comments]

What is Tinycat99?

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24 [F4M] What to do?

So bored na naman po ang siz nyo, namimiss ko na rin makipaglandian sa type ko pero di ko bet mga guys sa bumble ugh. Anyway if you think you’re cute (east asian looking guys are my typeeeee) and is bored as fuck, message me! We can exchange photos at first para malaman if di mo ako bet HAHAHA Oh yeah, we can do calls rin, if you’re interesting enough~
About me: • Cute • Not thin • But def cute • Reads mangas (recommend me good horror ones!) •Can sing and play the ukelele
About you: • Please be cute para matuwa naman ako HAHAHAHA • Tall (I dunno, taller guys look more handsome?) • Can actually start and continue interesting conversations • NEAR MY AGE PLEASE, NO TO LEGIT TITOS (no offense but pls don’t target girls 15+ younger than you, that’s creepy as hell)
submitted by macaroncreme to phr4r [link] [comments]

The house I woke up in wasn't a house at all.

I woke up on a couch. It wasn't my couch, but I tried not to let that worry me too much. I sat up and looked around an all too familiar room within a home that I'd never seen before.
"Why is this place so familiar?" I wondered to myself.
An athletic looking Asian man, in his mid 30's, entered the room smoking a cigarette and nodded his head at me.
"Where are we?" He asked casually.
"I don't know," I replied. "Who are you?" He took another puff off his cigarette before responding.
"Chris," he answered.
"Oh." I sat up from the couch and approached a nearby window, observing that it was darker outside than I had ever seen before. "I'm Ryan."
"Um… maybe we should look around," Chris suggested. I didn't know who he was, and I wasn't sure I could even trust him, but I decided to listen anyway.
The home was extremely well kept, however, it had a dated 70's chic going for it, including the scent of nearly ancient cigarettes. I assumed that Chris hadn't even noticed that part.
"Hello?" A frail voice called from a nearby room. Chris looked at me and then we both looked at the wooden door at the end of a now quite eerie, hallway.
"Hello?" I called back. The voice didn't respond, but it coughed weakly. Chris placed his cigarette in his lips and quickly made for the door, turning the handle and stepping inside. He stood in the room motionless as I approached slowly behind him. "What is it?" He looked troubled and that made me uncomfortable.
"Who are you?" The weak voice asked.
I timidly poked my head into the room, looking passed Chris, and feasting my eyes on a shriveled pile of bones, with a grocery bag's worth of skin stretched across it. What was visible of the creature indicated that it was a young boy, tucked into bed, never to get out.
"It's alive?" I asked Chris, horrified at the thought.
He didn't respond but instead knelt down next to the boy, carefully taking his hand.
"What do you know about this place?"
The shriveled child coughed and wheezed before finally managing control of his vocal chords.
"It's my home," he said. "How did you get here?"
"We aren't sure," Chris answered.
"There was someone else, before."
"Who?" Chris asked.
"I'm not sure. They were very happy to meet me and made sure I was comfortable." The boy responded optimistically.
"You... don't seem well," Chris suggested, under-exaggerating the child's miserable condition. His response had fallen on deaf ears, however, as the boy simply coughed and then provided a meek smile.
"Why is it so dark outside?" I interjected.
"Don't go outside," the boy said with a tone we thought him incapable of.
"How come?" Chris added.
"The darkness… it takes and takes, but gives nothing back. It's the only thing I'm afraid of." He seemed almost ashamed in his admission.
"We won't then. I promise." Chris lightly patted the boy's hand before laying it down on his blanket again. "Get some rest, we'll come check on you soon, Lukas."
We closed the door and returned to the living room of the home.
"Lukas?" I asked.
"This might sound redundant, but something strange is happening. Not just with this home…" he began, walking toward a nearby shelf and lifting up a picture of himself with his wife and kid. "...but with us too. I know the boy's name without having ever met him. And there's other things too, now that I'm thinking of it."
"Like what?"
"An argument… with Ashley."
"My sister?" I asked with shock in my voice. "Why don't I remember any argument?"
"Something has us all mixed up here. The best bet we have is to find the other person Lukas mentioned. Hopefully they know more."
He was right. He'd connected the dots first but as I reflected on my thoughts, memories and out of place knowledge became more prevalent. I didn't like someone having something so personal of mine. Even though I couldn't see it for myself, an argument between my sister and I wasn't something I'd normally share with a complete stranger.
"I'm gonna head upstairs, look around a bit. You can stay on this level with Lukas and keep an eye out for anything that might help us. Check the kitchen and the rooms adjacent to his, while I'm gone."
"No problem," I replied, my stomach secretly in knots. I was sure that his was too, but he seemed better at hiding it.
The stairs creaked as he ascended, and I turned to face the dark hallway again. Was it me or was the light in the house slowly fading? Maybe Lukas was right about the darkness swallowing everything. Maybe it would swallow us too, with enough time. And then I realized what was happening. A fear that wasn't mine had made itself known. Rifling through a kitchen cabinet, I found a working flashlight and clutched it to my chest in relief.
I'd returned to the hall and opened a door to one of the two remaining rooms. It was an office with furniture that didn't quite match the rest of the home. The desks and shelves were classically carved wood, and the drawers had metal latched handles on them.
"I've been here before…" I thought. "Even if the memory isn't mine, which of us would be around a place so antique?"
I pulled open a drawer and noted that, printed across several documents outlining the care for long term patients, was the date 1907.
"Weird…"
The office was filled with long winded, and quite boring, documents. The walls were covered in accreditation certificates as well as university degrees in the name of a Dr. Everret Hill.
None of it made sense. The entire experience had been quite jarring and that alone was enough for me to simply write off the significant amount of bizarre activity the home had to offer. Maybe nothing in the house meant anything at all, as far as I could tell. I was ready to head over to the master bedroom, when it caught my eye. A lock box was set to the side, just underneath the doctor's desk.
With a little force, I was able to open the box. Inside were small vials of clear liquid, the likes of which I'd never seen before, and could not confidently identify. Odd carvings on the vials seemed to hint to me that these weren't purely for medical practice, but that was as much as I could gleam without pure speculation. A dirt covered key was also tucked away inside, just behind the glass containers. Nothing in the room was locked so I tucked the key into my pocket and prepared to exit the office.
"Ryan?" I heard muffled through the ceiling.
"Yea?"
"You.. uh. Are you doing alright?" Chris asked, sounding disoriented.
"I'm fine. What about you?" He hesitated in his response, a pregnant pause filling the air before his words echoed through the wood between us.
"Good... I'm almost done up here."
There was a biting silence in the house, and it made our awkward exchange feel incomplete. But, as his footsteps overhead continued throughout the upper level, I decided to explore the master bedroom across the hall.
I was shocked, even though I shouldn't have been. I was standing in my parents bedroom from when I was a child. I hadn't seen that room in almost 20 years, and suddenly I was standing in it. It even smelt like it used to; laundry detergent, and mom's perfume. More photos adorned the standing dresser in the room, showcasing both Chris and Lukas at different points in life. The boy looked significantly more human in them and brought out a crushing sense of pity in me.
Within a nightstand, next to my parents old bed, was a simple pair of sunglasses. They were chipped in one corner and cracked across the center, but I was instantly transported to a memory. Another young boy, Asian with smooth black hair, was smiling as I placed them on his face. I felt warm inside, pinching his cheek until he pushed my hand away with a laugh.
I continued sorting through the drawer, my senses whisking me away to memories both my own and belonging to the others. Lukas must have been terminally ill, as memories arose of his time both in and out of multiple hospitals.
And then Chris's reaction to Lukas came together for me. A tiny hospital bracelet that read "Akihiro Ito" told me everything I needed to know, without the added pain of seeing the boy whither away over a year and a half's time. I shut the drawer and wiped my damp eyes.
"Everything alright?" Chris asked, stepping into the room.
"Yea," I lied.
"This one yours or his?" He asked, gesturing at the room.
"My parents, actually."
"Strange. Have you heard from the kid?"
"No, he's been pretty quiet," I answered, shaking off my emotions.
Chris led the way back into Lukas's room. We both stopped at the side of his bed, only to see a gray, dried up mass of human flesh where we'd left him. Chris was frozen in place and I completely understood why, even if he didn't in that moment.
I reached in and pulled the covers over Lukas's remains.
"At least we were with him, in the end," I said solemnly. Chris walked out of the room and fished another cigarette out of a crumpled box from his pocket. I could tell he was struggling with the moment, and I didn’t feel it necessary to remind him why. "Nobody was upstairs, I assume?"
Chris shook his head no as he lit the cigarette.
"I'm starting to think the other person here isn't our friend," he said, not giving me eye contact.
"They're old, whoever they are. At least 130, maybe 140… could even be more."
"How do you know?" He asked.
"The other door is an office. It's not any of ours, and has documents and certificates that imply his age. Dr. Everret Hill was the name."
"Interesting." Chris exhaled smoke as he stared at the wood grain of the flooring. "He doesn't have a room upstairs, but a memory popped into my head as I was sorting through items in the bathroom. I was sitting in a chair and my life was slipping away from me. Across from me was a patient in a similar position, but restrained. They were asleep or maybe drugged, dying like I was. I watched myself plunge suddenly into darkness. I wanted to be there though, I was… making something."
"Making something?" I questioned.
"I think this place is a trap, Ryan. I think this doctor is somehow sustaining his life by draining us of ours."
"But why?.. How?" I struggled to make any sense of the situation we found ourselves stuck in, and I found myself relying heavily on my new friend.
"There's something else… another memory I saw," Chris began.
"Dr. Hill's?"
"I saw your mother kill herself," he said bluntly, staring at the ground as the cigarette glowed orange in his lips.
"Oh."
"You think that your sister blames you, but I think you should know, she doesn't. Only you blame yourself."
"I… I don't remember any of that," I responded, wracking my brain for those experiences.
"When we get out of here, however we do that, you need to forgive yourself. I know we just met but… just remember what I said."
I felt awkward. I wanted to appreciate everything he was saying. It was heartfelt and honest but, without the memories, I had no context with which to apply his words.
Chris had walked over to the front door of the house and I was resting back on the couch. He smoked like a chimney, which was his only show of anxiety. After our heart to heart I’d agreed with myself that he was trustworthy. The amount of honesty that he radiated could only come from a good heart.
"It's weird about the dark, huh?" He asked me.
"How do you mean?"
"Lukas said it was the only thing he was afraid of. Since we've been here, I've been uneasy around the shadows."
"Me too," I acknowledged, holding up the flashlight.
"It's just odd that the only thing out there is the one fear we all have in common, y’know?." I nodded in agreement. We felt trapped and it seemed intentional on someone’s part. But, like any other prisoner, we’d begun to notice the seams in our confinement. We owed it to Lukas to find an escape, and we knew that we were getting warmer.
"Oh, look," I interjected, pointing out the couch to Chris.
"What is it?"
"This is my couch."
"Yea?"
"It wasn't before… actually, most of the furniture in here isn't what it was earlier."
"It's just us now.." Chris said, deep in thought. "Is there a basement here?"
"I haven't checked. Maybe that door in the kitchen?"
There was a blood red door along a wall, just to the side of the refrigerator. A latch was padlocked shut, right around eye height of the door. Chris lifted the lock revealing a slot for a key.
“How the hell are we gonna find this?”
“Actually…” I spoke up, plunging my hand into my pocket and retrieving the old key.
“Where was this?”
“Found it in the doctor's office. It was hidden in a small box with some strange liquids in rune covered containers. That’s nothing to worry about though, right?” I joked.
Chris smiled and unlocked the door with care. He turned the knob and cautiously pulled it open, revealing a set of flimsy wooden steps. We both paused as the sound of a massive creature, breathing erratically, was echoing up and into the kitchen now.
"What the hell?" I said, unable to remove my gaze from the pulsing walls surrounding the stairs.
"It's alive."
Without explanation, I understood quite plainly what Chris meant.
"Hand me the light," he said, holding open his hand. I clicked it on and handed it over. The walls around the stairs were flesh colored and wet. They pulsed with the sound of breathing and seemed to react to our presence, twitching like a powerful muscle. "Stay close," he commanded.
I cringed as we made our way down. I've always been a bitch when it came to gross things, but this was on another level of vile.
The basement floor was flooded with a thick, viscous fluid that Chris carefully placed his foot in, searching for the ground.
"It's safe, c'mon."
"Shit," I let out. The only thing worse than walking in the puss like liquid, was being any distance too far from Chris in this nightmare.
I kept one hand on his shoulder at all times as we navigated the freakishly large basement. The darkness from outside seemed to find its way into that horrible place... it may have even originated there.
"Do you hear it?" He asked me.
The sound of a heavy pulse had become louder and louder as we moved forward. We had passed through a minefield of old furniture and decorations, as if every person who'd been trapped here had left an impression that would sit for eternity in the belly of some eldritch beast.
"I hear whispers," I told him.
"Where?"
"Up ahead," I explained, pointing over his shoulder and trying my hardest to act like a man.
We wound our way through a labyrinth of Ikea furnishings and monstrous stalagmites of stone, or maybe bone, seeking out the foreign sounds that would hopefully lead to answers and not just our undoing. And then, we stopped in our tracks.
"It's him," Chris said, tracing a web of veins on a fleshy wall to its epicenter, using the flashlight.
A form of what used to be a man was merged with the grotesque walls, deformed and dismantled during his evolution into… whatever he was now. His heart was beating visibly near his neck, and his lips twitched rapidly, letting slip whispers that were indiscernible.
I felt the adrenaline as it dispersed into my system. Fight or flight, they call it. Chris had clearly already chosen to fight.
"Dr. Hill!" he called out.
The whispering ceased and the man's face seemed to pan around the room, calibrating and remembering its previous function. My heart nearly stopped when his face managed a smile.
"My guest's, welcome." His voice managed to convey many tones and pitches, few of which sounded human.
"What is this? What are you?" Chris demanded.
"I am your host! A caretaker within the interim. Rest with me and know true peace!"
"Fuck you," I screamed without a second thought. Even Chris shot me a look of surprise.
Dr. Hill twitched about as the living walls began to writhe violently.
"And you know monsters, do you?" He taunted, sporting a wretched grin.
“Don’t listen to him,” Chris said, defending me.
“Don’t listen! Cower from your pain. You suffer yourself, without my intervention, mortal.”
"Take this," Chris demanded, placing the light back in my hand.
“What? Chris don-” I yelled, understanding all too easily that he wasn’t going to listen. He’d begun trudging his way through the liquid toward the doctor.
"Run!" He yelled, turning toward the monster and upon reaching it, ripping and punching at its heart and face.
The violent noise that emitted from the beast sent me into a sprint. I tripped and stumbled, kicking up the disgusting liquid without even a thought as I found my way out of the basement. The home was destroyed as the monster containing it flailed in agony, but I didn't look back. I kicked open the front door and traversed the thick darkness outside, ignoring my fear and trusting my instinct.
“Oh my god, Ryan?” I heard a voice call.
My eyes batted away an excessive amount of eye liquid that had built up over a steady course of time. An unfamiliar woman was standing over me and shining a light at my face.
“What happened? What did I do?” I asked. My sister's voice let out a laugh from behind the doctor.
“What did you do? You were hit by a car.”
“I was? I don’t remember…” I realized something before I could finish the thought. I remembered my mother’s death. I also remembered an argument between Ashley and I, where I’d assumed a lot of her thoughts, and projected a lot of my own.
“Of course you don’t remember, you were hit by a car!” she said, laughing but tearing up at the same time.
“I’m so sorry, Ash. Really. About our screaming match the other day, I mean. I love you and I didn’t mean all that shit I said.”
“The other day?” The tears remained in her eyes but the laughter stopped, and her smile faded. “Ryan, you’ve been sleeping for a decade.”
My stomach turned and I felt myself sinking back into the bowels of my mind. That monster had stolen a chunk of my life. “And Chris. Was he even real?” I wondered.
My doubt was instantly wiped away. Thousands of images flooded my mind of another life. The one I could only see bits and pieces of before, but now was complete. I knew that Chris was real. I also knew that he was nearby, and was involved in the accident in some way.
“Where are we?” I asked Ashley.
“The hospital,” she said, taking my hand.
“Right, but what wing?”
“Oh, this is the ICU. Everyone in the crash was sent here, but only you and one other were critically injured,” she explained.
“Chris,” I said.
“How… how could you know that?”
“He’s here still?” I asked, ignoring the question.
“Yea, his wife and I eat lunch together.”
“I need to see him,” I told her.
It was a few hours later. A woman in her 40’s nodded at Ashley with a smile before they wheeled me into the room. Chris was resting in bed, just as I had been. He looked exhausted and a bit more grey than when I’d left him.
“He saved my life,” I whispered, letting a few tears escape my capture. His wife looked confused but seemed to appreciate some larger meaning behind my actions.
“Thank you,” I said, resting my hand on his shoulder.
This was a painfully bizarre part of my life. I don’t talk about it often, as I’ve been trying to accept that I’m here now, regardless of what others believe. But I refuse to let Chris die alone. I see his life and feel his emotions tied to memory, just as plainly as I feel my own.
His wife, Yua, is a beautiful and kind woman. I make it a point to visit her and Chris every week, if not more. When I shared Chris’s memories of her, she instantly believed my story. I told her how he’d protected me, and hid his fear like a pro. She laughed and took my hand with a smile.
“The man fears nothing,” she said. “You couldn’t have been in better hands.”
I looked into Lukas as well. He passed away about five years after my hospital admission, and had been there long before. He was in his 70's when life finally escaped him. I can't imagine the confusion and pain he suffered while trapped by that beast, and can only hope he's found peace now.
Chris is still sleeping. I choose to believe that he defeated that monster, Dr. Hill, but I cannot imagine where he might have ended up. I pray that he makes it back to his body someday. All we can do now is hope and keep him company, until his eyes finally open again.
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I'mma head out

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submitted by TastyUdders to OneWordBan [link] [comments]

you're coming off brainwashed

key words of the brainwashed:
- movement
- slavery
- history
- oppression
- humanity


- all we are ever taught in schools in this country as far as racism and slavery goes, is about black slavery. every race has been screwed over in this country, though, even white folks, but they don't teach that, because then we would finally feel equal. as we are. which'd make us feel actually free and strong, if we knew it-- not to mention, able to identify the current slavery of us all taking place right now.
- although black people are represented in the media, they are only ever, ever represented as being "token," "oppressed,"or "under represented."
- all the news ever shows us about black people is that they are still trying to make their way into the culture, or something.
- the words "black," "slavery," and "oppression," are all synonymous in our culture. because of a. the media, and b. the culture who repeats this, believes this, thus sees this, creates this, perpetuates this via sheer perception.

2.
- all cultures, ages, genders, etc, are slaves TODAY.
a. women are raped and sold as sex dolls on the internet;
b. old people are targeted for abuse and theft;
c. mexicans have legit been deported and attacked;
d. children are funneled into trafficking;
e. white people are met with zero empathy from fellow man in this culture- ZERO;
f. etc, unto infinity;
-- all by the FBI/ CIA or whatever fucking acronym and other government organizations put in place to "protect" us. it's not about your race, it's actually about how poor you are.
- we have MTV, then we have BET: that is racist. there's no AsianTV, etc. in our mainstream, is there? MexiTV?
we have Human Rights Movement, then we have Black Lives Matter: that is racist.
we have Charlize Theron winning an award, then we have The First Black Female Oscar Winner (Halle Berry): that is racist.
we have George W. Bush, then we have The First Black President: that is racist.
just like we have talk show hosts, then we have The First Black (oprah), just like we have The First Lesbian (ellen), etc: that is just prejudism. the media labelled them this, not us.
but we "followed suit," because we thought we were showing our "non prejudice," by applauding at them for achieving basic ass shit [we should expect them to achieve anyway] only because the media let them [which is true for all individuals entering the media], which is really degrading and condescending to those groups- and all fucking human beings everywhere- in general. it is humiliating of us.
our media is racist AGAINST blacks; to keep discussing them as divided hurts them; and it keeps conditioning us to see them as separate; and it forces all humans to continue to perceive differences; even if what we are consciously doing is "representing each other better."

3.
- when women fight "to be equal," they show the culture and themselves that "they are not."
- when teenagers fight "to be equal," they show the culture and themselves "they are not."
- when muslims fight "to be equal," they show the culture and themselves "they are not."
- when LGBTQ fight "to be equal," they show the culture and themselves "they are not."
- when groups keep fighting "to be equal," they show the culture and themselves they are not; they show their leaders how divided they are, rather than unified and strong; and they show their ignorance in the fact that all human rights are equally breached; and they continue operating on a self-important, singular cause, without seeing they are part of a microcosm of human beings, everywhere, and without allowing us to literally say, we want to come together, to be stronger.
now, they've turned the word, "all," into . . . one of racism and/or ignorance.
please think about that.

4.
- yes, white cops are extra sadistic towards black people, especially in those lawless states-- which is the system's fault.
- but, male cops are hyper sexual towards women in desperate situations, especially in those lawless states-- which is the system's fault.
- but, black and white cops are extra sadistic towards mexicans- more openly, now, thanks to "trump-" especially in those lawless states-- which is the system's fault.
- but, all "american" cops are extra sadistic to middle easterners supported by and also leftover thanks to "bush's" lies of terrorism- especially in those lawless states-- which is the system's fault.
- all humans are being attacked, at all times, all the damn time, especially in those lawless states-- which is the system's fault; but only the black slaves keep coming up in our media, books, films, 100% because
a. we are used to it, numb to seeing their suffering, pissed but not outraged/shocked;
b. it is our own definition of "slavery," therefore we compare it to today, thinking, "man, we are SO free, thank God."
c. it is a great way to keep us divided via perpetuating a racial distinction.

5.
and hey NOW-- what of all the black celebrities literally ruling the media, being called queens, kings, and other royalty? not on BET but on ALL TV.
do your own black leaders believe BLM? do they project a proper voice for you all?
look: anybody at the top of a social hierarchy, by default, worships the hierarchy and its entire setup, and inherently believes we who are beneath them belong in that place.
- jay Z, beyonce, rihanna represent a literal royal dynasty in our pop culture: what whites have that power there? lady gaga? katy perry? miley cyrus? mexicans? selena gomez...? asians...??? NO. because they are just solo artists who don't represent a literal "hustling team," so much as just white trash ho shit, whether or not even white (because not just blacks, but all races and groups are disfigured via media stereotyping).
- the entire genre of rap and hip hop is a poetic spectrum, we know this: yet the only rappers and black artists of the media are only ever talking about crimes, violence, divas, hustlers, getting shot up, and just straight thuggery-- whose fucking fault is that? WTF kind of a depiction is that??
look how black lives are represented by your own leaders and influencers. what about that get out phenomenon--you know it goes both ways- it goes ALL ways-- where all the white artists are airheads like One Direction, until they become part of the "black culture juvies," like justin bieber...? ... who's literally just a black guy, now vehicling a white kid's body?
they exploit the existing racist perception of black culture in order to make white folks look "cool" or "badass," which is fucking racist against all groups involved.
in our media:
- all random races/ ethnicities just become white (for example, shakira);
- all whites just become black (kardashians)
- all blacks just become caricature gangsters (lil wayne, but also even rihanna for christ's sakes)
LOOK at the way THEY show us our own culture; LOOK at the weird ass ways they deliver NEWS and ENTERTAINMENT; when the media wants you to say "black lives matter,"
a. you automatically know it is wrong, because it's advice from the media; but,
b. you are just repeating the phrase, "we are different, different struggles, one at a time is the way: we are different: i am not you, you are not me, but we will 'tolerate,' and that is our growth. hooray."
- some of us don't WANT to say Black Lives Matter, 100% because we can see WTF IS HAPPENING to us all, each time we reinforce this damn mantra! you are speaking the words into your reality that you are SLAVES still, so you will remain slaves, still, the words are a spell you are under. most literally!
some of us just respect you too much to patronize you and/or help the media brand you as slaves, still.
some of us just don't see your color, and we feel annoyed and confused when you force us to see you for your color.
blacks and whites and all utterers of the phrase, everywhere, whatsoever, who ever attacked another for saying, "ALL of us matter, bitch! we ALL are fucked!" is a brainwashed moron, i'm so, so sad and sorry to say.
but it must be said.

STOP absorbing the news from your media and the "education" from textbooks!
STOP looking at a tortured man and seeing his skin color!
that man who died was a MAN!
just like countless others each day, despite SKIN!
"the cop did it because of his skin:"
a. i shouldn't have to tell you, a man who can do that to a man at all, can and has done that to many men and women of many races, already;
b. sure he did it because of the man's skin color in that one example of his violence- that was his reason; is that OUR reason to care more?
where he saw color, we should NOT- understand??

if you have a problem with the way blacks are treated, which you obviously should-- and we ALL DOO-- take it up with your goddamn music media (who is 100% your mother fucking "gov't"), who is the reason "racist white cops," or racist damn anythings- even exist in this day and age.
i wonder how many people who said "BLM," are also gigantic beyonce fans? these words are used only by the opposite of credible individuals of the culture. literally, morons: if beyonce promoted the phrase, then you know it's seedyy ass shit. because she ain't black. she is a clone of a once black girl modified to be an actual supremacist's employed hustler against her own culture.
she basically told us so, herself.
go burn down the houses of famous black and white music artists, talk show hosts, newscasters, celebrities and politicians at large, indiscriminately, because these are the mother fuckers who keep reinforcing ALL prejudiced stereotypes into our minds on the hourly.
in that white cop's face, you should've seen the face of your evil ass MEDIA, not some individual racist human, because we can all agree that cop was no longer operating on any human level: it's just not fucking natural for a human to do that to another human, ESPECIALLY if it was all due to race/ some archaic prejudice-- we ALL deepheart for real fucking KNOW this, by now, we KNOW it.
that man was programmed then he was posted all over our public programming used as a tool to reinforce his own and our own programming.
and what exactly was his sentence? his punishment?
if it were up to you, he would be dead. if it were up to me, he'd be dead; but, it's up to your officials and courts, who decided the hate crime was mild enough, who decided that cop would pay some kind of a fine and generally move on with his life. this is not necessarily because your officials are racist, per se: it's more specifically that, the man who was killed was poor. he lacked status. so you know, who's going to rise up and sue us for this injustice? and whatall.
if that cop was met with denzel washington or michael jordon, he'd have asked for an autograph and licked someone's balls clean. this isn't about race, you idiots: that cop did what he did AND got away with it more or less, because that man was reduced to just another "poor" person with "zero status or pull on any system."

6.
Black Lives Matter:
- OF COURSE we know what the fuck this statement means!
OF COURSE we know how blacks have been and are treated for being black!
OF COURSE we would never take away from this truth and this movement!
YESS, we understand you mean to emphasize the depths of your struggle, and
ABSOLUTELY everybody as far as the mind can reach just knows this,
this is because you are FAMOUS for your struggles
more than anything else in this culture--
are you okay with that???
is that all you want to be known for, goddamn it?!
because if it's so, that cop was literally just doing what a "typical racist white man in power" WILL DO according to what you have made yourselves FAMOUS for by yelling out shit like BLACK vs. WORLD mentality mantras.
STOOOP!
you're playing on the shoddy programming of the racist other cultures right noooow!
create a new fucking cultural identity, right now!!
"black lives matter" sounds exactly like, "help us!!"
why not push forth something like, "prejudice is murder," or like, "kill the MSM," or like, "WHO THE FUCK ARE COPS?"
...... ?!!?!??!
where's all the strength, the beauty, the power, the wisdom, the purpose, the dignity...?
"black lives matter" ..? c'mon, already. there's not a single race on the planet who could get away with saying this- and it's for a reason. it sounds fucking wrong. YES, i understand the cause, but this tagline is bogus.
we already know it's a fucking black movement;
but imagine if you aimed at your target, instead of naming your same general hardships, again.
imagine if you... actually made a movement out of this: you're not even trying to move forward; you're literally standing in the same place, and begging all people to move over there, and in the process, none of those people are allowed to nuance your struggle with ideas of unity, oneness, or "all."
and just nobody cares to research where all the BLM funds go. i'll save you the energy, but i'll warn you, it's just another let down: all of that money goes into campaigns for politicians, and a number of other outlets having zero effect on the issue of racist cops. this isn't a secret, you can plainly research this if you don't believe me.

- if you were attacked for retorting, "All Lives Matter," your attacker was acting out of his own preprogrammed racism, that he doesn't realize is the new, evolved brand of fucking racism.

All Lives mother fucking Matter: what kind of a fascist refutes this?
NO! stop trying to "teach me the context," i get it, we all know what it is, and we are neither racist nor ignorant for holding this opinion.
- this phrase doesn't diminish your cause. this isn't taking attention away. this is trying to pump you with the equality you and i and all of us want, for you and for all of us! we're fucking in this together, you get me?? or are you just here for yourself? are we all just here for you...?
- this is our way of breaking down programming! this is our way of saying, you're not just black, you are human, just like all of us, because you and i are the same, whether black or white or mexican or mixed or WHATever, anymore, no one cares about race here anymore- except for the news and the media, clearly- BUT we are obviously above all of this shit, and you and i can be stronger together, for you and for me, and for all of our children, is the damn mission!
at the rate you are going, your children and grandchildren will also be saying, "blm, so help us now, and hear our cries," when perhaps they could be saying shit like, "review and reform the police," or like, "you are me--" either those kids will be fighting the causes you and your parents resolved to continue fighting, or they will be warriors of an evolved society.
- this isn't a way of saying, "me too;" this is a way of saying, "fuck yeah, i hear you; no i'm not black, but i am human, and i know exactly how blacks have been treated, and i need to end it, and we can all end it, we're here for you in this moment, please be there for each and every other human when it's their moment-- and that moment happens to be RIGHT FUCKING NOW, since FUCKING FOREVER AGO, every passing minute, NOW!
stop thinking small scale, it's part of your programming! we need open minds, now, bigger picture thinkers and movers, here. take every inch of the black cause, and come fucking weave it into some unified revolutionary quilt, will you fucking please?? because we need you, and we are stronger together. we need every last group in existence or this shit won't work-- don't you fucking agree...?
you people are nothing all on your own, just like all females are, all males, all whites, just like each group is fucking NOTHING alone!! come over here, or let us all in, bitch, we're fighting literally the same goddamn cause."

THINK about the WORDS exchanged on a basic level, and tell me this is okay?
because these are the words that form our own actual reality:
"black lives matter"
"yes, i agree!! ALL lives matter,"
"no, how dare you?"
"i agree with you, but all of us are slaves in 2020, we gotta get together and acknowledge all of our hardships,"
"no, you misunderstand the movement, this is for black's only, because they have had it the worst,"
"but i agree with you, they especially earned peace, but let's come together and show equality through each of our unified causes- no? as long as a person is sick and/or poor, we can agree we're all fucked- no?? like, we are all slaves, right now, get it?"
"no- you misunderstand the movement: we have been treated worse! admit it, or leave, this is Black lives right here, everyone else has had it easie has irrelevant problems."
"okay, sorry: Black Lives Matter..."
"good! i have systematically conditioned you about slavery taken place centuries ago- efficiently told you about what your textbooks and media have taught you about from birth, all over again, and got you to, like you did as a schoolgirl, sit and politely listen, as if it's new information: i am accomplished, we are one step closer to being equal to everyone else, so long as everyone knows we are different."


and this is the way you program the reality of the people:
- you teach them to distinguish and dissociate from each other;
- you teach them isolating mantras to say and feel, so their reality remains echoing only that;
- if the programming is successful, basic words like, "we're all the same," are quite literally shamed by the public, triggering the brainwashed.
*** black lives are the same as all human lives- are they not!?
*** and are you including the wealthy ass sociopathic blacks in this category, or what? did that man suffer because he was BLACK or because he was fucking POOR...? does any race, gender, age group, sexuality, or religion ever suffer when they are RICH...?
"Poor People Everywhere Matter" is way more apt, if we're really going to be dealing in specifics.
*** do you see yourself as less? because we don't! do you want us to...? because we fucking won't!! i love you, you're me, we're one! let me just fucking say it!!! what's wrong??!!
*** we all deserve better, yeahh? all human beings, right?
*** we're trying to undo the programming of the fabric of reality, get it?? we're trying to put out a new mantra that dictates reality to say,
"blacks are humans; we are all humans; you + me = samesies, you dig?
unless you only want to be seen for your differences... in which case...
you will remain slaves. you don't evolve by raising one up--
it's not even possible to raise one up in a system where we are all down...
where we all are meant to equal a pyramid's base thinking we're reaching the top.
AND YES!!!! we ALL are down on the fucking GROUND. SEE THIS!!
you would fucking SEE THIS if you weren't thinking so narrowly."

in america, alone:
- native americans were slaughtered and raped and enslaved, plagued and endangered today;
- mexicans were murdered and/or terrorized out of the country;
- blacks were enslaved and raped and tortured;
- asians and irishmen were enslaved and used mostly for child labor;
- blue eyed, blondie white children and black children in particular were [are] used systematically for satanic sacrifices;
- women never mattered;
- animals never mattered;
- no one ever mattered, unless wealthy; and even then, they became prey.
- every single human being in america who is not filthy rich, is 100% an oppressed slave today in this country, enduring multiple forms of abuse (mostly psychological) in and out of each hour of chaotic existence.
you look fucking stupid when you focus on blacks,
you look like a scared, ignorant walking complex.
you need to know this.
let go of all of the history you were taught,
that you never witnessed yourself,
because it is fiction, as far as we know;
and, if to you it is not, then you better read up on
all of the atrocities from start to end of time
done to each group, here in this country, here on this planet.
act only from intuition, now,
and inside of yourself
you will see everyone else
and you all will rise up together
and there will be no such thing as
cosmetic differences,
because there never truly were between us
in the first place,
yet they made it all up
via remixing and spotlighting certain events
pixelated through the man made and manipulated unraveling of time,
to keep us from coming together:
we need to show them how and where they have failed,
by disacknowledging the shit that makes us all "different,"
first and foremost, by shedding the words that promote isolation,
because they are spells, they keep us in the trance,
that illusion wonderland where
"we are fundamentally not all, we are not one."

all of us matter. that obviously includes you.
if you disagree, there's something wrong with you.
reevaluate yourself, immediately,
if you're a person who attacked another for saying simply,
"all lives matter."
if you properly reflect on yourself after saying the words,
"No- black lives matter,"
i think you'll tap into much humiliation,
if you're able to break down that pesky
programming enough to see clearly.
submitted by deathtothemods to u/deathtothemods [link] [comments]

betting exchange estrapolatore asian Betfair Betting bot for Greyhounds Vivere di Trading Sportivo(Betting Exchange) Si può? Black BetInAsia Tutorial  The most advanced sports trading platform BetXTech White Label Betting Exchange - What is a Betting Exchange? - Part1

the asian racing has unlimited liquidity , you could quite easily get 6 figures down on any given race. Last edited by faststeady; 10-24-14 at 05:49 AM . 10-24-14 08:13 AM #29 BetInAsia BLACK – powered by Mollybet – is the best sports trading platform on the market, which offers real-time odds and aggregated limits from a comprehensive list of Asian bookies and betting exchanges. It’s the most advanced sports trading platform built for professional traders. The Asian Betting Exchange provides two services; Back and Lay. A Back bet is just like a standard pari-mutuel bet. You are betting on a particular outcome to happen. Example: If you place a Back bet on Runner 1 to win the race, you will receive a return only if Runner 1 wins the race. The Betting Exchange takes a commission on the net winnings of a customer in a given market of between 2 and 5%. Betfair.com is offered in 17 different languages. Betfair processes more than five million transactions every day, more than all European stock exchanges combined. 99.9% of transactions are completed in under a second. Asian bookmakers. We specialize in providing betting accounts with major Asian bookmakers and betting exchanges. Having a BetInAsia account will give you access to these hard-to-reach bookies, like PINNACLE/PS3838, betISN, 18bet, CITIbet.

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betting exchange estrapolatore asian

Canale dedicato alla mia attività di trader indipendente ed analista asian odds nel betting inteso come investimento ma anche finestra sui miei hobby ed inte... BetXTech White Label Betting Exchange System integrated with Betfair, a market leading Betting Exchange platform based in the United Kingdom Online Gaming Solutions, Sports Betting Kiosk Terminals ... Black will give you access to betting on all of the major Asian bookmakers and a few betting exchanges. All these are bookmakers/exchanges that will not limit or close the accounts of long-term ... Today we discuss how I managed to get banned from sports betting, but we also discuss how to implement arbitrage betting strategies to make you money! Arbitr... www.greyhoundlaybot.com Michael www.profitsportsbetting.com betfair system, betfair betting system, betfair hi-lo system, betfair hilo system, betfair hi lo ...